What is the interest free installment plan for mobile phones on the JD platform?
JD is an e-commerce platform that is very popular with users. Whether it is the quality of goods or the logistics distribution, it is very popular with users. Many young partners will choose to buy mobile phones on JD when they buy them, and JD will launch interest free activities in installments from time to time. What is the specific formula of this activity? Now let's have a look with Xiao Bian!
What is the interest free installment plan for mobile phones on the JD platform
JD Baitiao is really an interest free installment, but it only exists in some special commodities. It is usually divided into 24 interest free installments, 12 interest free installments, etc. The specific interest free installments should be subject to the display on the page. Jingdong Baitiao interest free installment refers to that after using Jingdong Baitiao to pay for a commodity in installments, users only need to pay the principal of the installment of the commodity, without paying the service charge of the installment.
What are the advantages of JD Baitiao
1. Payment can be delayed by up to 30 days. At present, all JD white notes support payment within 30 days, that is, you can only pay 30 days late. Once you pay more than 30 days later, you will deduct some service charges. Of course, the service charge is also super cheap. You can see the final repayment date of each payment made with JD's white note.
2. Support credit card repayment, which is equivalent to helping credit card extend repayment for 30 days. Since we discovered this, we have never used credit cards to pay for things on JD again. The main role of credit cards has also changed from online purchase payment to JD white note repayment.
3. The installment payment is lower than the bank installment interest and handling fee. Of course, this super low is relative to the installment of bank credit cards. As long as you compare, the installment payment of Jingdong Baitiao is much cheaper than that of the bank.
4. Consumers can apply for personal loan payment of up to 15000 yuan when shopping in JD, and repay in installments within 3 to 12 months.
5. The refund is fast. Don't worry about placing the wrong order. If you buy a product with JD's white note and then return it, the refund speed is almost seconds. Suppose you find that the order address is wrong after you pay with a credit card and place an order this second, and you want to cancel the order and start again, but at least you have to detain the money at JD for a few days to return it to you! Therefore, it can be said that you don't need to worry about placing wrong orders with JD's white bars.
6. Jingdong Baitiao can also make automatic repayment. If you open the automatic repayment function of Jingdong Baitiao, you will not be afraid to forget to pay the money, but the automatic repayment only supports the repayment with a savings card.
The above is a related introduction to the installment interest free mobile phone program on the JD platform. Users can still consider participating in the installment interest free activity if they find it when purchasing mobile phones, but pay attention to choosing interest free coupons and not coupons that conflict with the activity!
