What is Taobao's interest free mobile phone installment plan
Taobao is one of the most popular online shopping platforms for users. Many friends will buy on Taobao when choosing mobile phones, and the official will also open interest free installment activities for many goods. Is it true that mobile phones on Taobao are interest free installment? Now let's make a detailed introduction for you, hoping to help you!
What is Taobao's interest free mobile phone installment plan
If a certain commodity on Taobao says that Taobao is interest free in installments, generally speaking, it does not charge interest. For example, for goods worth 3000 yuan, you can pay 1000 yuan for each installment in three installments, without paying extra fees.
However, we should also note that although some Taobao products are interest free by installment, there are certain provisions. For example, interest can be exempted only by selecting a specific number of periods, such as 6 or 12 periods, but not 3 or 9 periods. In addition, some customers can choose Huabei installment payment for interest free, but they can't enjoy interest free discount when paying with JD's white note, so they have to choose a specific payment method.
You should also note that interest free installment payment on Taobao often requires customers to check the interest free discount on the payment page. If you pay directly without checking, you may still have to pay some interest. Therefore, we should pay close attention to the amount of relevant fees when making payment to see if there is an interest free discount check. There are no other fees except the amount of goods.
How to set interest free installment on Taobao
When using Huabei to buy goods on Taobao with interest free installment, customers should first search for goods that support Huabei installment and provide interest free services. You should know that not all goods on Taobao support Huabei payment and provide interest free installment services.
After searching, select the goods you want, click to enter the details page, click "Buy Now", select the quantity and type of purchase, and click "OK"; On the order page, select "Huabei Installment" as the payment method, and select the number of interest free installments specified; Then confirm that the receiving address is correct, click "Submit Order", and enter the payment password in the pop-up payment window.
You should note that the installment payment of Huabei is also a one-time payment for the full amount of goods, so the amount of Huabei must be sufficient when purchasing, and cannot be less than the amount of goods.
If the seller wants to set interest free installment for his/her goods, log in to Taobao, enter the "Application Center", click "Transaction Management", select "Installment Management", create a new interest free installment activity, select the number of interest free periods in the installment settings, and then click "Submit".
In general, Taobao's interest free mobile phone installment activity is very reliable. As long as you pay attention to the interest free discount when you pay for your mobile phone, you can enjoy the interest free activity as much as you like. Otherwise, you will still charge a handling fee for the corresponding number of periods!
