Is there any penalty for early repayment of mobile phone installment purchase
Now, with the rising prices of smart phones of various brands, it is difficult for many young partners to pay off the prices of their favorite phones at one go. A large number of users will choose to buy by stages to reduce their financial pressure. So, is there any liquidated damages to pay off before the installment purchase of mobile phones? Let's talk about it in detail below!
Is there any liquidated damages for early repayment of mobile phone installment purchase
No, but according to the regulations of different platforms, it is possible to continue to charge service fees for each period
What are the conditions for staging
JD.COM
JD can pay in installments, and needs to apply for JD IOUs. If there is no IOUs or the application fails, you can only use credit cards, or let relatives and friends who are close enough to you buy on behalf. Credit cards are also required for white note applications, but a small number of accounts will be randomly selected to obtain the qualification for opening a savings card. Please note that the pass rate of white-collar application is not 100%. Once it fails, you will have no time to reapply in a short period of time (usually a few months); In addition, the pass rate of credit card application is higher than that of savings card application, because the credit card user bank has completed a credit first
According to JD, it is a more creditworthy customer. The success rate of opening a white note for an account that has not bought anything in JD or has only bought a small amount of small commodities is infinitely close to zero, even for credit card users.
Taobao/Tmall
The premise is that you only need to open the Ant Blossom and have enough quota to bear the price of your purchase, so you can handle the installment. Each person's spending quota is different, which depends on your credit score to increase the quota. The higher the credit score, the higher the quota. The more you can purchase the goods by installment.
When shopping, you can pay in installments. When you click Purchase, you will see Huabei in installments, including three, six and twelve installments. However, there is a service charge for installment, just like credit cards. In addition, you can also select the month of installment, and then directly submit the order.
Of course, if you want to open the installment plan, it depends on your reputation. If you have a good reputation on Taobao, the system will invite you to open the flower plan. After you open the plan, you can use the installment plan in a central place that can use the installment plan. If you encounter activities, sometimes the installment plan will also be free of handling fees.
The above is the introduction of whether there is liquidated damages for early repayment of mobile phone installment purchase. The regulations of each platform are different. Some platforms have no liquidated damages at all, but some platforms need to pay the commission for the remaining installment. It is recommended that you carefully inquire about the specific regulations of relevant platforms or consult the platform customer service before repayment!
