How to handle mobile phone installment purchase
In recent years, smart phones of various brands have been launched more and more quickly, and users have also accelerated the frequency of changing their phones, which has led to the gradual increase in the spending of many young partners on mobile phones. Some users now choose to buy mobile phones by installment. What is the process of purchasing mobile phones by installment? Now let's make a detailed introduction!
How to handle mobile phone installment purchase
Take JD as an example:
Step 1: Find a mobile phone you want to buy and select "installment".
Step 2: At this time, a small window will pop up, in which three credit card installments and white note installments supported by JD Mall will be indicated. Select "Apply for credit card installments".
Step 3: Confirm the order installment information.
Step 4: Confirm the installment payment information, and choose whether to pay off in 3, 6 or 12 installments. Select Save Installment Information according to your actual income.
Step 5: Submit the order information. The interest required to be repaid by installment is listed above. The less the installment, the less the interest will be.
Step 6: After the order is submitted, confirm the installment information. JD needs to consult the installment information manually.
Precautions
1. Some malls also support credit card installment payment, which can be achieved by directly consulting the person in charge of the mall.
2. You can also purchase mobile phones by instalments through the official credit card website, or through the official mobile phone website, or you can realize credit card installment payment.
3. The installment payment of credit card reduces the temporary payment pressure, but the corresponding interest needs to be paid, so it is better not to pay the one-time payment by installment.
4. In addition, once the repayment is forgotten during the installment, the interest will double, and the accumulated credit will be bad.
The above is an introduction to the relevant process of mobile phone installment purchase. Is it still relatively simple? In addition to credit card installment, each e-commerce platform has its own other installment methods, such as JD's Baitiao, Taobao's Huabei, etc., so you can try it!
